Freeagent: MTD partner for life
When it comes to MTD compliance, readiness matters. FreeAgent has already developed and tested its MTD for Income Tax system extensively, including live submissions to HMRC during pilot testing. Their platform is recognised by HMRC and designed to manage quarterly updates, digital record‑keeping, and final declarations all in one workflow.
THEY EVEN DID A SUBMISSION IN SPACE!
FreeAgent describes its system as “ready, robust and fully tested,” giving businesses confidence that they will be compliant from day one. We completely agree!
1. It simplifies digital record‑keeping with powerful automations
MTD requires businesses to keep accurate digital records, but that doesn’t need to mean more admin. FreeAgent automates much of the heavy lifting:
- Open Banking feeds to import transactions automatically
- AI‑powered categorisation to sort expenses quickly and consistently
- A powerful mobile app making it easy for clients to stay on top of their books
These automations help streamline data collection, reduce errors and save significant time, both for clients and accountants.
3. Exceptional support, training and resources for both clients and accountants
Adapting to MTD isn’t just about software it’s also about people. FreeAgent backs its platform with what it calls the “friendliest service in the UK,” offering:
- Migration support when switching from other systems
- Training for accountants and teams
- A resource-rich Practice Portal
- Guides and webinars to help clients understand MTD requirements
WE HAVE CREATED A BESPOKE BOOKKEEPING GUIDE FOR ALL OF OUR FREEAGENT BOOKKEEPING CLIENTS, EVEN IF THEY DO THE WORK THEMSELVES!
2. Submission is straightforward, keep records as normal, then press a button
One of the most common concerns clients raise is how complex quarterly submissions might be. FreeAgent makes it simple:
- Keep your bookkeeping up to date as usual
- Review the numbers in the Self‑Assessment area
- Hit “submit” and send your quarterly update directly to HMRC
This simplicity is a major win for clients who are nervous about transitioning to quarterly digital filing.
4. Cost‑effective for clients and free for many
FreeAgent is notably cost‑competitive, especially for small businesses. It is free for clients who bank with Mettle, NatWest, RBS or Ulster Bank, making MTD compliance far more accessible for microbusinesses and sole traders working with tight budgets.
It also integrates with dozens of other banks, meaning the benefits of automated digital record‑keeping are available regardless of where your clients bank.
5. Built for growth and longevity
Freeagent is continuously developing the software and listening to users for ways to improve the product and make life easier. We love how even the smallest business has the scope to grow with Freeagent without the need to changing to a different product if they suddenly go from £1k turnover to £1 million!
Recent features that have made us incredibly excited are the CIS module for sub-contractors and the bulk correction tools. This shows great ingenuity and more than anything, listening to the needs of the customers and moving forward with positivity.
How JP Blackmoor can help
At JP Blackmoor Limited, we specialise in guiding clients through structured, stress‑free financial processes.
From your first “Discovery” (or in Tom’s world, nautical‑themed navigation session!) to building solid financial foundations.
Partnering with FreeAgent fits perfectly with our ethos. It’s intuitive, compliant, and designed to make life easier for both you and your accountant. With the 2026 MTD deadline approaching, now is the time to get ahead and we’re here to help you every step of the way.
If you’d like support transitioning to MTD or want to explore FreeAgent with us, just get in touch. We’d love to help you chart the right course.
